Arya Loans
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Texas-licensed mortgage broker · NMLS 2833669

Texas mortgages,
considered.

A boutique brokerage for buyers who'd rather be talked through it than sold to. Conventional, FHA, and jumbo — handled by one licensed broker who picks up the phone.

Get pre-approved See what you'd pay

15 min

Pre-approval call

3 products

Done well

aryaloans.net

What you actually get

Four promises,
our floor.

01

Same-day callbacks

We answer when you call. Voicemail is for movie tickets.

02

Real rates, not teasers

What you’ll actually pay. No bait, no “starting at.”

03

Honest math

If a loan doesn’t save you money, we say so. Even if it costs us the deal.

04

30-day close, average

Application to keys in about a month. Sometimes faster.

If we miss We’ll tell you first.
Texas-licensed Equal Housing Lender NMLS 2833669 First-time buyer friendly Family-owned

What we do

Three loans.
Done well.

We don't do every loan under the sun — we do these three really well. Fewer surprises at closing, faster path to your keys.

Most common 01

Conventional

Fixed or adjustable rate loans backed by Fannie Mae or Freddie Mac. Best for buyers with steady income and 5% or more down.

  • 3% to 20% down
  • Up to $806,500 loan
  • PMI removable at 20% equity
Lower down 02

FHA

Government-insured loans with flexible credit requirements. Great for first-time buyers or anyone rebuilding credit.

  • As low as 3.5% down
  • Credit scores from 580
  • Closing cost help allowed
High-balance 03

Jumbo

For homes above the conforming loan limit. Competitive rates for Texas's growing high-balance markets.

  • Above $806,500
  • Up to $3M financed
  • Texas primary residences
Poojitha Yeramaneni — Licensed Texas Mortgage Broker

Loan officer

Poojitha Yeramaneni

NMLS 2565502

Meet your broker

Hi, I'm
Poojitha.

I'm a licensed Texas mortgage broker, NMLS 2565502, helping Texans get into homes they actually want — without the runaround. After years on the lender side, I started Arya Loans to give buyers someone who picks up the phone, explains the fine print, and treats every file like it's the only one on my desk.

Whether you're buying your first place in Austin, refinancing in Houston, or eyeing a jumbo in Dallas, the process starts with one honest conversation about what you can afford and what makes sense for the next decade.

(737) 895-0278 → / aryaloansllc@gmail.com →

Run the numbers

What it'll cost,
honestly.

Estimated monthly payment based on Texas averages for property tax (1.8%) and insurance (0.5%). Real numbers come after we talk.

$450,000
$100k$2M
20% · $90,000
3%50%
30 years
6.75%
3%10%

Estimated monthly

$3,198

  • Principal & interest$2,335
  • Property tax (est)$675
  • Homeowners insurance (est)$188
  • Loan amount$360,000
Start your application

Recent closings

“Poojitha answered every question — even the dumb ones — and got us into our first home in 28 days.”
FB

First-time buyer

Austin, Texas

“Refinanced from 7.5% to 6.1%. Saved us $340 a month and she walked us through every line.”

RC

Repeat client

Houston, TX

“We were quoted higher rates elsewhere. Arya got us a jumbo that actually fit our cash flow.”

JB

Jumbo borrower

Dallas, TX

Testimonials illustrative until real reviews are added

Let's talk

Ready when
you are.

A 15-minute conversation tells you where you stand and what makes sense next. No pressure, no sales pitch.

Phone

(737) 895-0278

Email

aryaloansllc@gmail.com

Office

Texas · address coming soon

Start the conversation

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